Mine runs with the needle right on the red light in open traffic.
The red light is always off.
In stationary traffic for a while the needle creeps up to where yours is and then when the fan cuts in it goes down again.
Check you have water in the system, and check that the fan comes on when the temp guage is showing as in your picture.
If the fan doesn't come on I would check a fuse or a relay first of all because that's the easist thing to check.
Beyond this, it could be all or some of number of reasons making it run hot including timing, blocked rad, wrong or sticking thermostat etc.
All of these things are reasonable to fix given a methodical approach so don't worry.
Does the engine smell hot ? is it bubbling or sounding uncomfortable ?
If not it may just be a sensor fault but you are right to check it out because if it is running too hot it will eventually caue damage if you don't fix it.
One last thing, if it is running too hot and you are out and about, switching the heater on will most times make the temp guage drop.
Best of luck, don't worry, but don't boil your engine either
[/img]
