just ordered some 195/75R14 continental vanco 8 ply tyres for my carat, the diameter is within 1 percent of the std 205/70R14's i had fitted, [5mm difference] load rating is 106.
informed my insurers, who said it was fine.
the only reason i didn't go for 205/70R14's again was that i couldn't find a decent brand in that size, only budget stuff.
originally had semperit 205/70's on, but although they were 97 weight rated, they are 6ply, and had some sidewall damage/cracking, though this could have been due to being stood on flat tyres for a year before i got it, or kerb damage, the semperits may be fine otherwise, as at least they are a known brand.
my conti's were 60 quid each from tyre express, mail ordered off the intaweb, will let you know what they're like when i got them fitted.
incidentally. ATS wanted 88 quid each for the same tyres

allthough that is fitted and balanced, but i'm sure i can get em fitted for less than 28 quid each, which is what the difference amounts to. hope this helps, mate.
cheers.
