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Posted: 27 Mar 2006, 13:41
by Slackbladder
Adding to the mix, Joanna is fully comp with Adrian Flux; im 34 years young, £50 excess, limited to 6k miles, inc European Breakdown - £210, 4 yrs ncb
I gave the monthly route some thought but objected to the 29% apr for the privilage!! In order to spread cost etc, I put the premium onto a "0% for 9 months" credit card, and paid it off that way. Once the insurance was paid, canel the credit card
Graham 1 - Finance Company - 0
Posted: 29 Mar 2006, 08:52
by thegamwellsmythes
In my experience insurance companies will try everything they can to get out of paying out on a policy.
You have to tell them everything to make sure that they have no room to escape.
I had a very narrow escape with an insurer who denied I'd told them of a change until I insisted they went back over thier telephone recordings.
They are a business and will try thier hardest to keep any money for themselves.
If you have a claim keep the pressure up and be firm but not rude.

insurance
Posted: 29 Mar 2006, 10:06
by Arvi
i used to work as an insurance broker
a trick is to threaten them with acomplaint to the insurance ombudsman
watch every word you say you say to them on the telephone and always make notes of times and people you speak to plus get their surnames
always plan what you want to discuss with them before hand as these people are trained to find any way to reject your claim they can especially if you are claiming on your own policy

Posted: 29 Mar 2006, 15:32
by excalibur
anything over 15 years old I find Peter Best spot on with.
Mine is £90 fully comp with them, a photo agrees the value and they dont ask about modifications etc. I have used them for a few years now, even insured an old transit ambulance as an ambulance, and didnt care that it was kitted out as a camper