Breakdown ADAC

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ADAC Breakdown Policy Clarification

Dear Mr. Hulley, thank you for your communication. Under your ADACPlus membership, ADAC will return your vehicle to the UK if the damage has been assessed by a workshop, if the vehicle is not a total loss and if, in the case of an incident outside Germany, the damage to the covered vehicle is so severe that it cannot be repaired within 50km from the site of the incident and within 3 working days and spare parts dispatch from Germany according to Paragraf 32 of the ADACPlus insurance terms is not sufficient. According to Paragraf 1 (2) of the ADACPlus insurance terms, a vehicle is a total loss, if the repair costs exceed the vehicle's replacement value in Germany on the day of the incident. The replacement value is the purchase price of an equivalent car in Germany and is assessed on the basis of the Schwacke listing or a similar assessment system (e.g. DAT listing). The assessment takes a vehicle’s optional equipment into consideration, but you may be required to provide proof of your vehicle’s optional equipment. If your car is a historic vehicle, we will use the historic car listing. If it is not included in this listing, you may have its current value assessed to prove its replacement value. If the workshop regards your vehicle a total loss, ADAC can arrange the scrapping of your vehicle abroad. It goes without saying that it will exclusively be up to you to decide whether or not to have the car scrapped. With our total loss provision, we seek to avoid comparatively high costs for the transportation of a damaged vehicle with a low residual value, especially if you do not intend to have it repaired. However, if your car is an economic total loss and you wish to have it repaired, we will arrange and dispatch the required spare parts abroad should they be unavailable at local workshops. The freight costs will be covered by ADAC. We always try to find a viable solution where older well-maintained collectors’ vehicles are concerned. Our assistance centre staff will consult our vehicle engineers who are qualified to assess whether a vehicle model is an older used car with a low replacement value or an historic, classic or collector’s vehicle. We hope we could help clarify this matter. Best regards, Stefanie Schleifer Allgemeiner Deutscher Automobil-Club e.V. (ADAC e.V.) Mitgliederservice (MBE) Mitgliedschaft + Versicherungen