I know seam rust has been covered a few times, but I was after some specific advice and to consolidate some opinion...

The above shows the rust coming though on my van... is this easily tackled by a novice? Would i need a grinder/dremel thing or can it just be done with sandpaper? Once removed I undersatnd vactan should be put on it, then seam filler? Then re-painting... am I best getting a body shop to re-paint or could I prime and paint it with aerosols from Halfords or wherever... and if i was to paint it this way would it affect any future respray, will a professional one just go straight over the top ok?
Thanks for any of your advice