changing insurance to camper.

Post by **kefty** » 12 Mar 2007, 14:03

Hello Guys
I have a soon to be converted panel van and its currently in process of being made liveable in the rear with storage, lighting, charge system, Hi-Fi/TV and gas hob. Does this mean I change the details with Direct Line? Also would this be cheaper and what is my van called, as currently its a 1.9 Transporter. Advice sought and gratefully received. My van is in Club 80-90 garage by the way. http://forum.club8090.co.uk/garage.php? ... cle&CID=73

Post by **Bowton Lad** » 12 Mar 2007, 17:56

Some insurers have certain criteria which must be met in order to insure you vehicle as a camper. This is to stop unscrupulous people throwing a mattress in the back of a panel van & trying to get cheaper camper insurance.

There are 4 or 5 points they look at, including: 1) rear side windows, 2) permanently fitted bed, 3) hob with/without grill 4) fridge/?coolbox? 5) possibly a sink.

Why not phone D/L & ask them what their rules are?

Post by **Ivor Brownun** » 12 Mar 2007, 18:00

I think you may have to change the log book as well, otherwise when you try to insure it later with someone else it will show as a panel and they w on't pay out it's true value if the worse happens.

Post by **Willoughby** » 13 Mar 2007, 21:39

Hi kefty
Direct Line insurance treat a camper as a panel van. If the worst happens the only fix the van and not the camper.

Kev